Big Home and Tech Upgrades are Now Within Reach with Maya Mini Payments at 0% Interest

Upgrading your laptop, replacing an old washing machine, or finally bringing home that new TV doesn't have to mean paying everything upfront.


From August 1 to October 31, 2026, Maya, the country's leading digital financial services platform, is offering cardholders the opportunity to convert eligible electronics and home appliance purchases made with the Maya Black Credit Card or Landers Cashback Everywhere Credit Card into a  3-month Mini Payment plan with an effective 0% interest. To make the offer even sweeter, processing fees are waived for Mini Payments created until September 30, 2026.

The flexibility doesn't stop there. Purchases continue to earn instant Maya Miles with the Maya Black Credit Card or Landers Cashback Points with the Landers Cashback Everywhere Credit Card, allowing cardholders to keep earning rewards while paying over time.

Getting started is simple:

  • 1.      Make a single straight purchase worth at least ₱10,000 using your Maya Black Credit Card or Landers Cashback Everywhere Credit Card.
  • 2.      Wait for the transaction to be posted in your Maya app.
  • 3.      Select the transaction and tap Convert to Mini Payments.
  • 4.      Choose the 3-month Mini Payment plan to enjoy the promo.

Note: Mini Payments are initially billed with the standard monthly interest, but Maya automatically credits back the applicable interest every first week of the following month once the Mini Payment plan is posted in the credit statement, giving eligible purchases an effective 0% interest.

Whether you're replacing essential appliances or finally upgrading your favorite gadgets, Maya Mini Payments makes it easier to bring home what you need today while paying over time.

To see which merchants are eligible for the promo and view the complete mechanics, visit maya.ph/minipaymentpromo before making your purchase.

Follow @makeyourmoneymaya on Facebook, Instagram, YouTube, and TikTok to stay updated. Approval and offer are subject to credit evaluation. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph. For 24/7 assistance, visit the Help Center in the Maya app or call us from 8 AM to 7 PM daily at +632 8845-7788.

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